Honest advice, built for Aotearoa.
NZ Prosper Cover exists to make protection and borrowing simpler for families and business owners across New Zealand.
Our Story
Founded to make financial services less intimidating, our business grew from a simple idea: people deserve advice that's honest, easy to understand, and focused on their long-term wellbeing. We've helped hundreds of clients across New Zealand with home insurance, life cover, business protection, mortgages, and KiwiSaver planning.
What we do
- Insurance broking — home, life, income, trauma, and business covers
- Mortgage broking — refinancing, new purchases, and structuring advice
- KiwiSaver education — contributions, funds, first-home withdrawals, retirement planning
- Ongoing reviews — so your cover and loans stay aligned with your life
Our Values
Clarity
We explain things in plain language and give written summaries.
Independence
We're not tied to one insurer or lender.
Care
We treat your situation like it's our own whānau.
Long-term
We're here for claims, renewals, and life changes.
Our Approach
We start by listening. Then we map out your goals, risks, and budget. From there, we research options, present a shortlist with pros and cons, and support you through application, underwriting, and settlement. For business clients, we also look at key person risk, loan protection, and continuity planning.
Want to see if we're a good fit?
Book a free 20-minute call and we'll talk through your situation.