Protect your home,
family, & future.
Tailored insurance and mortgage advice for New Zealanders who value legacy, security, and plain-English guidance.
"The standard in NZ advisory."
James & Sarah — Auckland
Partnered with leading NZ institutions
Our Specialist Services
Holistic wealth protection designed for the modern kiwi landscape.
Home & Family Protection
Comprehensive life, trauma, and income protection strategies.
02Mortgage Broker
Expert lending advice for first homes, upgrades, and investments.
03KiwiSaver Advising
Optimising your retirement fund with strategic fund selection.
04Business Insurance
Key person cover and continuity planning for NZ enterprises.
Our 7-Step Journey
Initial Discovery
Understanding your unique life goals and risks.
Analysis & Design
Crafting a bespoke financial protection roadmap.
Written Recommendations
Plain-English options with our top pick and reasoning.
KiwiSaver 2026 Reforms
Default contribution rates rise to 3.5% for employees and employers on 1 April 2026. Government contributions, high-income eligibility, and 16–17 year-old rules shifted from July 2025. Ensure your plan remains compliant and optimised for growth.
Read Full InsightWhy Choose Us
We treat your situation like it's our own whānau.
Independent advice
Across multiple NZ insurers and lenders — not tied to one provider.
Plain English
No jargon. Written summaries so you always know what was recommended and why.
Nationwide support
Local expertise, from Northland to Southland, in-person or online.
Ongoing service
We're here for renewals, claims, and life's big changes — not just the sale.
Trusted by Kiwis nationwide
4.9/5 stars from 300+ Google Reviews
"They made the mortgage process seamless. Finally, an adviser who speaks plain English and delivers results."
"NZ Prosper gave our family peace of mind. The insurance package was tailored perfectly to our needs."
Ready to prosper?
Start your journey toward financial clarity today.